Ayudas ENISA – Enisa con el emprendimiento innovador

Boost your innovative project with ENISA participatory loans

ENISA offers public financing without guarantees for innovative start-ups and SMEs, and at Evolution Europe we help you obtain it.

Download our Funding Guide

Contacto

ENISA funding lines are designed to promote innovative entrepreneurship and support start-ups and SMEs at any stage of growth.

These instruments enable companies to innovate, modernise and grow, with favourable financial conditions and the possibility of non-repayable instalments.

Participatory loans

ENISA grants participatory loans that do not require personal guarantees, facilitating access to financing for young or growing companies.

Untitled design (1)

Aimed at innovative SMEs and start-ups

Projects must demonstrate technical, financial and professional viability, as well as an innovative nature that provides differentiation and scalable potential.

Individual application

Each company submits its application independently, allowing the content and strategy to be tailored to the specific needs of each project and maximising its chances of success.

Large amounts depending on the line

Depending on the line selected, loans can range from €25,000 to €1,500,000, covering both initial and expansion needs.

Grace periods and long terms

ENISA lines offer grace periods of up to 7 years and total terms of up to 9 years, adapting to the actual maturation cycle of innovative projects.

disruptive-tech

Mixed interest: fixed + variable

The cost of the loan is structured as a fixed rate based on the company’s risk and a variable tranche linked to the performance of its results.

Liquidity

Equity capital equivalent to the amount requested

The company must have sufficient equity capital to back the loan and guarantee the solvency of the project.

7

Active lines

€1.5M

Maximum amount of funding

Key Information

Check if you are eligible

💡 Tip: Start as soon as possible to ensure eligibility, choose the appropriate ENISA line, and prepare all the necessary documentation.

At Evolution Europe, we have extensive experience supporting companies in public financing processes, and we accompany you every step of the way to maximise your chances of obtaining your ENISA loan.

Our high success rate and specialised experience are the best guarantee for your project.

About ENISA participatory loans

ENISA is a public entity that offers participatory loans to innovative start-ups and SMEs.

  • Funds viable projects with growth potential.
  • Allows you to strengthen your business model, scale up and diversify your financing.
  • No personal guarantees or collateral required, making it easier to access the loan.
  • Flexible conditions adapted to the cycle of innovative companies.
  • One of the most important public options for promoting business development.
  • Compatible with private investment and other public aid.
  • Open call for applications throughout the year, with applications accepted at any time.
Who can participate (beneficiary entities)
  • Companies based in Spain.
  • Innovative start-ups and SMEs.
  • Technical, financial and team viability.
  • Own funds equal to or greater than the amount requested.
Loan features
  • Participatory loan without personal guarantees or collateral.
  • Mixed interest rate: fixed + variable depending on results.
  • Extensive grace periods and terms, adapted to the business cycle.
  • Compatible with other public aid and private investment.
Application process
  • Individual presentation by each company.
  • Technical, financial and business model assessment.
  • Approximate resolution between 2 and 5 months, depending on the line.

ENISA and innovative entrepreneurship

ENISA is a public entity that offers six lines of financing through participatory loans to support innovative start-ups and SMEs at any stage. Its loans, which require no collateral and offer flexible terms, help validate business models, grow and consolidate projects with potential.

Every year, companies from different sectors — technology, agri-food, creative and digital — turn to ENISA to boost their development.

At Evolution Europe, we guide you in identifying the right line of financing and submitting a solid application.

Can we help you choose the line that best suits you?

Enisa- Línea de financiación Jóvenes Emprendedores

Young Entrepreneurs funding line

  • For start-ups established less than 24 months ago with partners under the age of 40.
  • Up to €75,000
  • Grace period: 5 years
  • Term: 7 years
Línea de financiación AgroInnpulso

Entrepreneurs funding line

  • For start-ups in the early stages with no age limit.
  • Up to €300,000
  • Grace period: 5 years
  • Term: 7 years
Línea de financiación Crecimiento

Growth funding line

  • For established companies looking to scale up or gain competitiveness.
  • Up to €1,500,000
  • Grace period: 7 years
  • Term: 9 years
Línea de financiación AgroInnpulso

AgroInnpulso funding line

  • For digitisation and innovation projects in the agri-food sector.
  • Up to €1,500,000
  • Grace period: 7 years
  • Term: 9 years
Línea de financiación Emprendedoras Digitales

Digital Entrepreneurs Funding Line

  • Promotes female digital entrepreneurship.
  • Up to €1,500,000
  • Grace period: 7 years
  • Term: 9 years
Línea de financiación Audiovisual e Industrias Creativas

Audiovisual and Creative Industries Funding Line

  • Support for cultural and creative companies.
  • Up to €1,500,000
  • Grace period: 7 years
  • Term: 9 years

What we offer

With friendly, personalised service, Evolution Europe turns the complexity of ENISA funding into a clear and achievable path for your business.

Get your free consultation 

1️⃣ Identification and Fit

We analyse your project’s potential and determine which ENISA line —from among the various options available— or other sources of public funding are best suited to you, combining our experience with the precision of our digital tools.

2️⃣ Proactive Monitoring

We monitor relevant calls for applications and deadlines to ensure that you are ready to submit your application at the appropriate time.

3️⃣Application Management

We prepare and manage the entire application, covering all technical, financial and administrative requirements, in order to submit a solid proposal that complies with the requirements.

4️⃣Continuous Monitoring

Following approval, we assist you with justification, compliance with obligations and disbursement of funds to ensure that the financing is fully realised.

Discover our Funding Search Tool

Our Funding Search Tool keeps you connected to the latest public funding opportunities — from national and regional programmes.

Access the funding search tool

Real impact, proven results

See all succes stories
Captura de pantalla (95)
National Programs Food, agriculture and environment spain-country-flag-icon

TerraceLab – FaaS

See all succes stories
close-up-female-researcher-holding-glassware

“The collaboration with Evolution has been very positive. From the outset, the process was smooth and clear. The Evolution team responded quickly and facilitated the formation of the consortium, which made the whole process much easier.”

Guillermo Molano, Co-Founder & CEO of Terracelab

close-up-researcher-working-laboratory

“We particularly appreciate the team’s flexibility in offering us a financial proposal tailored to the needs of start-ups. We also value their ability to communicate with international and multidisciplinary teams, as well as their ability to identify potential improvements in the consortia and the tasks initially proposed.”

 

Ana Bouchet, Co-founder of Lifesome Therapeutics

quote-3

“Evolution was instrumental in improving and refining our business model and marketing strategy. In addition, the proposal was written to a very high standard; we could not have achieved this without Evolution’s help.”

Fadhil Musa, co-founder of Delox

Admins using computer in data center office, running scripts

“The Evolution Europe team demonstrated a keen understanding of the company’s problem and the scientific complexity of the project. Their technicians provided critical and constructive feedback that significantly improved the original proposal.”

Ignasi Hontecillas, Director of R&D, Quality and Food Safety at AGROCAT

medical-banner-with-doctor-wearing-goggles

“The collaboration with Evolution has been very positive. From the outset, the process was smooth and clear. The Evolution team responded quickly and facilitated the formation of the consortium, which made the whole process much easier.”

Guillermo Molano, Co-Founder & CEO of Terracelab

materials_equipment_innovation_startups_project_management

“The Evolution Europe team demonstrated a keen understanding of the company’s problem and the scientific complexity of the project. Their technicians provided critical and constructive feedback that significantly improved the original proposal.”

 

Joseba Villate, CEO of Alterity

Other funding opportunities

card-1

R&D Tax deductions

Lower your corporation tax by taking advantage of a powerful and flexible incentive for innovative companies.

  • Recover between 25% and 59% of your R&D&I expenses.
  • Possibility of monetising the deduction even without profits.
  • Applicable to research, development and technological innovation projects.
  • Compatible with grants such as CDTI, ENISA or European programmes.
  • Maximum legal certainty with the Binding Reasoned Report.
card-2

Social Security Bonus for Research Staff

  • Lowers labour costs for R&D staff by up to 40%.
  • Immediate monthly savings applied directly to social security contributions.
  • Fully compatible with R&D tax deductions if your company has the Innovative SME Seal.
  • Additional bonus of +5% for young researchers.
  • Additional bonus of +5% for women.
card-3

Patent Box

  • Lowers your effective corporation tax rate by up to 10%.
  • Up to 60% reduction in the tax base for income from the transfer or exploitation of intangible assets (patents, software, industrial designs).
  • Simple implementation — no need to capitalise the asset on the balance sheet.
  • Retroactive application possible and compatible with other aid (tax deductions, ENISA, CDTI).
  • Ideal for companies that market their own technology.

magazine

The definitive guide to securing R&D funding   

  • Learn how to identify the best funding opportunities for your project.
  • Discover the strategies used by leading innovators to obtain grants, navigate complex processes, and maximise their funding.
  • Access proven tips for writing winning grant proposals.

Download it now and increase your chances of obtaining funding!

FAQ

Frequently asked questions about ENISA financing lines.

What is ENISA?
ENISA is a public entity that offers equity loans to support innovative start-ups and SMEs in their growth.
What are the best ENISA financing lines?

The best ENISA financing lines depend on your company’s profile and stage, but the most commonly used and most impactful are usually:

  • Young Entrepreneurs – Ideal for very early-stage start-ups with partners under 40 years of age.
  • Entrepreneurs – For early-stage start-ups with no age limit.
  • Growth – The most powerful for companies that are already gaining traction and looking to scale up.
  • AgroInnpulso – For innovative projects in the agri-food sector.
  • Digital Entrepreneurs – Specifically designed to promote female digital entrepreneurship.
  • Audiovisual and Creative Industries – For cultural and creative companies.
Does ENISA award grants?

No. ENISA offers participatory loans that must be repaid, but without personal guarantees or collateral.

Can I combine ENISA with other grants?

Yes. ENISA is compatible with other public aid and private investment, provided that the permitted accumulation limits are complied with.

Do I need to have previous income?

Not necessarily. The important thing is to demonstrate the viability of the business plan, the capacity of the team, and a coherent financial plan.

What interest rate does ENISA apply?

A mixed interest rate: a fixed portion (based on the risk profile) and a variable portion linked to the company’s performance.

How long does it take ENISA to resolve a case?

The timeframe can range from 2 to 5 months, depending on the line and the volume of applications.

What is the ENISA funding search tool?

Staying up to date with calls for proposals and funding opportunities is essential for accessing the grants and subsidies your company needs. At Evolution Europe, we use advanced technology to identify the most suitable opportunities for your company.

With our Funding search tool, you will have immediate visibility of the ENISA´s open funding opportunities and other public funding options relevant to your project.

 

Ready to get ENISA funding for your R&D project?

Get your free consultation. Contact us